Construction is the backbone of the Canadian economy – responsible for creating and maintaining the built infrastructure for cities, towns, and communities. 
 

To support this industry the insurance market provides protection in the form of a wrap-up insurance policy that is designed to provide peace of mind to those working in this important sector of the Canadian Economy. 
 

Unique will work with our Broker partners to provide a wrap-up policy that is designed to protect the owner of the project, contractors, and subcontractors.

 

Owner-controlled insurance (OCIP) is placed by the owner of a project during the construction or renovation of a property, which is used to cover third party liability and property damage losses on the construction project.
 

Contractor Controlled Insurance (CCIP) is placed by the general contractor of a project and  protects the general contractor, its subcontractors and the project owner from third party liability and property damage losses on the construction project.
 

Target Class:

• Residential new builds and renovations

  • Single family homes and developments

  • Townhome developments

  • Multi-family developments 

• Commercial new builds and renovations

  • Office Buildings

  • Retail buildings

  • Industrial buildings & warehouses

• Civil Projects

• Site works / Site prep

 

Coverage:

• Up to $10,000,000 liability limits in house

• Primary and excess liability limits available

• Project with hard costs up to $100M

​