At Unique Risks Ltd., we are pleased to offer our Umbrella and Excess Insurance Program to our brokers. Supporting their need for additional capacity for both harder to place accounts as well as those handled by the standard market.

 

Additional capacity to help support Your General and Unique risks!

 

This program will support many businesses, ranging from general to diverse operations, small to large revenues. Following our primary facility, designed for Unique Risks, we will consider operations such as snow removal, roofers, and plumbing. Start-Ups and those accounts with high U.S. Sales, Sports, Leisure, and Recreational facilities; and many more.

 

​ Target Classes:

• Accounts with High Severity Exposure

• Manufacturers, Wholesalers and Suppliers

• Start-Ups

• Accounts with high U.S. sales (Up to 100%)

• Goods Manufactured Overseas

• Sports, Leisure & Recreation

• Entertainment and Special Events

• Roofers, including Hot Work

• Wrap-Up

 

Declined Classes:

• Long Haul & U.S. Trucking

• Cannabis and Cannabis By-Products

• Vaccine Manufacturers

 

Policy Features:

• Policy Form – Occurrence & Claims Made

• Follow Form underlying

 

Limits:

• Umbrella Limit: Up to $10,000,000 - access to more if required.

• Excess Limit: Up to $10,000,000 - access to more if required.

• Minimum Premium:   $2,500